Montridge Advisory Group Ltd.

Managing Chronic Illness in the Workplace

Written by Doug Birks | Oct 22, 2024 4:45:00 PM

In workplaces across the globe, chronic health conditions are becoming more common, yet many fail to effectively support affected employees. Chronic illnesses such as diabetes, heart disease, or arthritis don't just impact an individual's health; they ripple out, affecting productivity, team dynamics, and even overall workplace morale.

Building a supportive environment for employees with chronic illness isn't just the right thing to do—it's a sound business strategy. After all, healthy employees are productive employees, and compassionate workplaces retain talent.

The World Health Organization (WHO) reports that chronic diseases account for 74% of deaths globally. These staggering numbers highlight why workplaces must take proactive steps toward creating a supportive environment for employees with chronic health issues.

 

 

Managing Chronic Illness at Work: A Guide for Employers to Foster Compassionate Leadership and Effective Accommodations

 

Managing employees with chronic illnesses starts with understanding their conditions. 

Managers and HR professionals must familiarize themselves with common chronic illnesses, such as diabetes or hypertension, and the potential challenges these may create in the workplace. This doesn't mean becoming medical experts—it means cultivating awareness and empathy.

 

Open and honest conversations are the most direct way to success. 

Rather than assuming what a person needs, ask. Create an environment where employees feel safe sharing details about their condition and what would help them thrive at work. This isn't just about health—it's about trust and openness. Always let the employee lead the conversation, and refrain from giving unsolicited advice.

 

Employers have a legal and moral duty to offer reasonable accommodations to those living with chronic conditions. 

This could be as simple as allowing flexible working hours or as complex as providing special equipment. The goal is to help employees stay productive without compromising their health. According to the Government of Canada's guidelines on the duty to accommodate, managers should follow a clear process to identify and implement necessary accommodations. This process includes understanding employee needs, evaluating options, and ensuring suitable measures are in place so employees can remain productive without compromising their health.

 

Leading with empathy makes all the difference. 

Employees dealing with chronic illness face challenges that can be difficult to understand. Your employees might be worried about losing their jobs or being treated differently. Showing compassion and checking in regularly can mean the world to them. It improves relationships and motivates them to do their best. Regularly stop to check in. See how they're feeling physically and emotionally. Compassionate leadership not only supports the individual but also boosts the morale of the entire team.

 

The broader team should also understand and respect the challenges faced by colleagues with chronic conditions.

Creating a supportive work environment extends beyond management. It's important to encourage understanding and reduce discomfort around colleagues with chronic illnesses by promoting awareness. This nurtures an inclusive culture. 

Inform team members about any changes in their workload or responsibilities well in advance, allowing them to adjust smoothly. If a team member with a chronic illness has attendance or productivity issues, rally the team to cover necessary tasks, emphasizing that everyone may need time off now and then. 

Remember, an employee's health information is private. Share details about their condition only if they have given explicit permission.

 

 

Coverage Options That Help Protect Employees From Significant Financial Losses

Critical Illness Insurance

When it comes to chronic illness and work, the safety net offered by insurance helps people mitigate the financial impacts. Critical illness insurance is designed to provide a lump sum, tax-free benefit that helps cover expenses during treatment or recovery. This coverage can be a mandatory part of benefits or offered as an optional add-on, allowing employees to extend the coverage to their spouses or families.

Disability Insurance

Chronic illnesses can progress, leading to episodes that require extended time off. In these cases, disability insurance can provide a safety net. 

  • Short-Term Disability & EI Top-Up: Ensures employees have income during the early stages of their illness, bridging the gap before long-term options become available.
  • Long-Term Disability: For extended recovery periods, long-term disability benefits provide a steady income stream, helping employees regain their health without the additional stress of financial instability.
  • EI Sickness Benefits: Employment Insurance (EI) sickness benefits are capped, often leaving higher earners with insufficient coverage. Supplementing EI with employer-sponsored options ensures more equitable support.

Demonstrating just how many Canadians rely on these employer-sponsored benefits, The Canadian Life and Health Insurance Association (CLHIA) reports that in 2022, Canadian insurers paid out $9.4 billion in disability benefits to 12 million individuals. Additionally, Statistics Canada indicated in their 2022 Canadian Survey on Disability (CSD) that 22% of Canadians aged 15 years and older had one or more disabilities that limited them in their daily activities.

 

Chronic Illness and Critical Illnesses Are Linked

Chronic conditions like heart disease, diabetes, and hypertension often increase the risk of critical events, such as heart attacks or strokes. The link between chronic health conditions and critical illnesses is one of progression—left unmanaged, chronic ailments can spiral into severe health crises. Addressing this progression is where employers can make a significant impact.

For instance, proactive wellness strategies can help keep these conditions under control, preventing escalation. The Public Health Agency of Canada (PHAC) notes that 44% of Canadians over the age of 20 live with at least one chronic disease. With effective management, the risks can be lowered, improving both employee well-being and workplace productivity. 

 

Proactive Management Through Workplace Wellness Programs

Prevention is always better than cure, and that’s especially true when managing employees with chronic illnesses. Companies can play a pivotal role by supporting wellness and preventative programs in the workplace.

Partnering with Advisors

Collaborating with advisors or insurers can help introduce specialized health programs, such as diabetes coaching or health navigation tools, that guide employees toward the best preventive measures and treatment options available. These benefits can be offered within employee assistance programs. Expert partners can also assist your organization in selecting the most advantageous prescription drug coverage plan.

Promoting Wellness Initiatives

Regular wellness challenges that promote healthy eating, regular exercise, or mental well-being can encourage employees to make small changes that have a significant long-term impact. Offering workplace wellness programs has a proven impressive return on investment. Encouraging participation by appointing health ambassadors within the company can better foster a sense of community around wellness.

 

Conclusion

Supporting employees with chronic health conditions involves more than just policies—it's about cultivating an inclusive culture, offering practical accommodations, and providing robust benefits. When companies invest in their people—whether through empathy, accommodations, or comprehensive wellness programs—they are, in fact, investing in a more resilient, productive, and loyal workforce. Chronic illness may be a part of life, but it doesn’t have to be a barrier to a meaningful, fulfilling career. Through knowledge, support, and understanding, workplaces can ensure that every employee, regardless of their health status, has the opportunity to thrive.